10 Most Affordable Colleges in Maryland

Maryland’s higher education system offers a mix of affordability and academic excellence, making it an attractive option for students seeking quality programs at reasonable costs. The state’s commitment to accessible education provides students with financial aid opportunities, competitive tuition rates, and career-focused degree programs.

This guide highlights ten of the most affordable colleges in Maryland, focusing on tuition, financial aid, and educational value. Whether you’re looking for an online program, a public university, or a career-oriented degree, Maryland has options that balance affordability with strong academic offerings.

Why You Should Get a Degree in Maryland

Maryland’s universities offer some of the most respected degree programs in the country, particularly in fields like cybersecurity, healthcare, engineering, and business. The state’s strategic location near Washington, D.C., and Baltimore provides students with internship opportunities and career pathways in government agencies, biotechnology firms, aerospace companies, and private industry.

Beyond academics, Maryland has a higher-than-average job placement rate for graduates, with strong salaries across multiple industries. The Maryland Higher Education Commission (MHEC) supports students through financial aid programs, research grants, and workforce development initiatives, making college more affordable.

With a mix of urban and suburban campuses, vibrant student communities, and top-tier research institutions, Maryland provides students with a dynamic and rewarding educational experience.

How Does the University of the People Compare with the Most Affordable Colleges in Maryland?

University of the People (UoPeople) offers a tuition-free, fully online education, making it a unique alternative to Maryland’s affordable public colleges. While Maryland’s institutions provide low tuition rates, financial aid, and regional accreditation, UoPeople eliminates tuition costs altogether, with students only paying small assessment fees.

Both options serve different types of students. UoPeople is best for those seeking maximum flexibility and low-cost online learning, while Maryland’s affordable colleges offer on-campus resources, professional networking, and stronger industry connections that benefit students looking to enter the local job market.

Tuition-Free Studies

UoPeople charges no tuition, but students pay small assessment fees per course. In contrast, Maryland’s public colleges charge low in-state tuition, with many students qualifying for state-funded financial aid that significantly reduces or eliminates costs.

Accreditation

UoPeople is accredited by the Western Association of Schools and Colleges (WASC), the same agency that accredits Stanford and UC Berkeley. UoPeople is also accredited by the Distance Education Accrediting Commission (DEAC). Maryland public colleges hold regional accreditation from the Middle States Commission on Higher Education (MSCHE).

100% Online Degree Programs

UoPeople offers fully online degrees in business, health science, education, and computer science. Maryland’s colleges also offer online programs, but many follow a hybrid model that includes some in-person coursework.

Flexible Schedule

UoPeople’s asynchronous learning model allows students to complete coursework on their own time within structured deadlines. Maryland’s affordable colleges also offer online flexibility, though many follow traditional semester schedules with fixed deadlines and class sessions.

10 Cheapest Online Colleges in Maryland

Maryland offers a variety of affordable online colleges that provide high-quality education at competitive tuition rates. These institutions have adapted their traditional programs to flexible online formats, allowing students to earn degrees while balancing work and personal commitments. Below are five of the most affordable online colleges in Maryland, with details on their programs, pros and cons, and tuition rates.

Morgan State University

Morgan State University is a historically Black university (HBCU) that blends its rich legacy with modern online education. It offers a range of fully online and hybrid programs designed to serve working professionals and non-traditional students. Morgan State emphasizes community engagement, research, and career preparation, making it a top choice for students seeking an affordable and well-rounded education.

Main Courses

• Business Administration – Covers entrepreneurship, marketing, and finance.
• Engineering – Focuses on electrical and civil engineering.
• Psychology – Prepares students for careers in counseling and human services.
• Social Work – Provides training in community advocacy and case management.

Pros

• Strong academic support for online students
• Affordable in-state tuition for Maryland residents
• Career development programs and research opportunities

Cons

• Limited number of fully online programs

Average Annual In-State Tuition

$5,474/year – One of the most affordable tuition rates for a historically significant institution.

Coppin State University

Coppin State University is a public HBCU that focuses on urban education and workforce development. Its online programs are designed for working adults and first-generation college students. Coppin State is known for its personalized learning environment, small class sizes, and strong community partnerships in Baltimore and beyond.

Main Courses

• Nursing – Prepares students for roles in healthcare settings.
• Criminal Justice – Focuses on law enforcement, corrections, and legal studies.
• Healthcare Management – Covers hospital administration and public health policy.

Pros

• Small class sizes for personalized instruction
• Affordable tuition with strong financial aid options
• Strong community engagement and local career connections

Cons

• Limited technical resources compared to larger universities

Average Annual In-State Tuition

$7,100/year – Provides access to quality urban education at a competitive price.

Frostburg State University

Frostburg State University is a public university in Western Maryland that has developed a strong online learning infrastructure. It provides flexible degree programs while maintaining its commitment to high academic standards. The university’s online courses are designed to serve both traditional and adult learners, offering strong career placement services.

Main Courses

• Education – Offers degrees for aspiring teachers and school administrators.
• Business – Covers management, marketing, and entrepreneurship.
• Nursing – Provides advanced training for healthcare professionals.

Pros

• Flexible online learning formats
• Extensive career services and job placement assistance
• Strong reputation for teacher education and business programs

Cons

• Some courses follow a structured semester schedule, limiting acceleration options

Average Annual In-State Tuition

$7,240/year  – A cost-effective option for students seeking a well-established online program.

University of Maryland Global Campus (UMGC)

UMGC is one of the largest online universities in the country, offering over 90 fully online programs. With decades of experience in distance learning, UMGC is a leader in military-friendly education and career-focused degrees. The university’s programs are designed for working professionals and adult learners looking to advance their careers.

Main Courses

• Cybersecurity – Focuses on digital security, ethical hacking, and risk management.
• Information Technology – Covers software development, networking, and cloud computing.
• Business – Offers specializations in finance, marketing, and human resources.
• Healthcare – Prepares students for leadership roles in medical administration.

Pros

• Extensive online learning experience and faculty support
• Strong partnerships with military and government agencies
• Flexible course scheduling with multiple start dates

Cons

• Limited traditional campus experience

Average Annual In-State Tuition

$7,344/year – A top choice for career-oriented students and military personnel.

University of Maryland Eastern Shore (UMES)

UMES is a public HBCU known for its hands-on learning approach and industry connections. Its online programs provide specialized career training, particularly in hospitality, agriculture, and technology fields. UMES is also a leader in research and workforce development, making it a strong choice for students seeking career-oriented education.

Main Courses

• Hospitality Management – Focuses on tourism, hotel administration, and event planning.
• Agriculture – Covers sustainable farming, agribusiness, and food science.
• Technology – Offers degrees in engineering technology and information systems.

Pros

• Strong industry partnerships and career services
• Focused degree programs with high job placement rates
• Affordable tuition for Maryland residents

Cons

• Limited selection of fully online programs

Average Annual In-State Tuition

$9,706/year – A well-rounded option for students interested in applied sciences and industry-focused education.

Strayer University

Strayer University is a private, career-focused institution offering flexible online degree programs designed for working professionals. The university partners with major corporations to provide tuition discounts and employer-sponsored programs, making it a practical choice for students looking to advance their careers.

Main Courses

• Business Administration – Covers management, finance, and entrepreneurship.
• Information Technology – Focuses on cybersecurity, cloud computing, and software development.
• Criminal Justice – Prepares students for roles in law enforcement, corrections, and public safety.

Pros

• Flexible enrollment with multiple start dates
• Corporate partnerships offering tuition assistance
• Strong focus on career development and workforce training

Cons

• Higher tuition compared to public institutions

Average Annual In-State Tuition

$21,100/year – A practical option for working professionals seeking flexible degree programs.

Towson University

Towson University is one of Maryland’s top-ranked public universities, known for its strong academic reputation and career-driven programs. The university offers a selection of online degrees, particularly in business, healthcare, and education.

Main Courses

• Education – Offers degrees for aspiring teachers and school administrators.
• Healthcare Administration – Covers medical office management, policy, and ethics.
• Business – Focuses on leadership, finance, and marketing.

Pros

• Highly respected academic programs
• Strong job placement rates in Maryland’s workforce
• Access to career counseling and employer partnerships

Cons

• Limited selection of fully online degree programs

Average Annual In-State Tuition

$24,402/year – A mid-range option that provides strong career opportunities and academic prestige.

Stevenson University

Stevenson University is a private university offering career-focused online programs in healthcare, business, and forensic sciences. The university is known for its personalized attention, small class sizes, and strong ties to Maryland’s workforce.

Main Courses

• Nursing – Focuses on advanced clinical practice and healthcare leadership.
• Business Administration – Covers accounting, marketing, and organizational leadership.
• Forensic Science – Prepares students for careers in crime scene investigation and laboratory analysis.

Pros

• Career-oriented degree programs
• Strong connections with Maryland employers
• Personalized student support and mentorship

Cons

• Higher tuition costs than public universities

Average Annual In-State Tuition

$38,160/year – A premium private education option with career-focused programs.

University of Maryland, Baltimore (UMB)

The University of Maryland, Baltimore (UMB) is a leading research institution specializing in healthcare, law, and biomedical sciences. While primarily a graduate and professional school, UMB offers several online programs in health sciences and public administration.

Main Courses

• Medical and Healthcare Studies – Covers public health, nursing, and medical research.
• Dental Hygiene – Focuses on clinical practice and patient care.
• Pharmacy – Offers degrees in pharmaceutical sciences and healthcare management.

Pros

• Prestigious healthcare and biomedical programs
• Strong research funding and faculty expertise
• Excellent career prospects in Maryland’s medical and research industries

Cons

• Highly competitive admissions process
• Primarily serves graduate and professional students

Average Annual In-State Tuition

$39,527/year – A top-tier choice for students pursuing medical and health-related careers.

Notre Dame of Maryland University

Notre Dame of Maryland University is a private Catholic university offering liberal arts and professional programs with a focus on ethics, leadership, and social responsibility. Its online programs cater to adult learners and working professionals.

Main Courses

• Education – Covers curriculum development, teaching certification, and instructional leadership.
• Nursing – Prepares students for careers in patient care, leadership, and research.
• Liberal Arts – Provides a broad-based education in humanities and social sciences.

Pros

• Small class sizes with personalized support
• Catholic tradition with a strong values-based education
• Career mentoring and professional development services

Cons

• Limited program variety compared to larger universities
• Higher tuition costs for private education

Average Annual In-State Tuition

$40,300/year – A faith-based institution offering personalized learning and strong academic support.

Key Requirements for Enrolling in the Most Affordable Maryland Colleges

Maryland’s affordable colleges have specific admission requirements that help maintain academic quality while ensuring accessibility. Whether applying to a community college or a four-year university, students must submit essential documentation and meet eligibility criteria to qualify for enrollment and financial aid.

High School Transcript

Most Maryland colleges require official high school transcripts or equivalent credentials such as a GED certificate. Admissions offices assess course rigor, GPA, and completed prerequisites to determine eligibility.

SAT or ACT Scores

Some Maryland colleges have test-optional policies, but competitive programs may still require SAT or ACT scores. Schools like Towson University and UMBC often have higher minimum score requirements for specific majors.

Maryland Residency Proof

To qualify for in-state tuition, students must prove Maryland residency by submitting a driver’s license, tax returns, voter registration, or utility bills. Residency rules may vary by institution, and undocumented students may be eligible for in-state rates under certain state laws.

FAFSA Financial Form

Completing the Free Application for Federal Student Aid (FAFSA) is essential to access state and federal financial aid. Maryland students can apply for grants, work-study programs, and low-interest loans, and may qualify for Maryland-specific financial aid, such as the Maryland College Promise Scholarship.

Application Fee Submitted

Most colleges require an application fee ranging from $25 to $75. Some schools offer fee waivers for students with financial needs or for those attending college fairs or preview days.

Recommendation Letters

Some universities require letters of recommendation from teachers, counselors, or employers. These letters highlight a student’s academic potential, leadership, and work ethic, strengthening the application for competitive programs.

How Do Maryland College Costs Compare to National Averages?

Maryland’s public colleges and universities are generally more affordable than private institutions and offer strong financial aid options. Compared to national tuition averages, Maryland students benefit from moderate tuition rates and state-funded scholarships that help lower overall costs.

• Maryland community colleges charge around $4,500 per year, which is lower than the national community college average of $3,800. This makes them a low-cost alternative to starting a degree before transferring to a university.
• Public universities in Maryland, such as Frostburg State University and Towson University, charge between $7,000 and $12,000 per year, which is below the national average of $17,000 for four-year public institutions.
• Top-tier research universities, including the University of Maryland, Baltimore (UMB), have higher tuition rates but also offer significant financial aid, research funding, and scholarship opportunities.

Despite higher living costs in urban areas like Baltimore and Washington, D.C., Maryland’s public college system provides strong financial aid programs, allowing students to graduate with less debt than the national average.

What Are the Tuition Fees for International Students at Cheap Maryland Colleges?

International students typically pay higher tuition than Maryland residents, but affordable options remain. Maryland’s public colleges, such as Frostburg State University and Salisbury University, charge international students around $17,000 to $22,000 annually, significantly lower than private institutions or public universities in other states.

Community colleges offer even lower rates, typically between $8,000 and $12,000 per year, providing cost-effective entry points for students aiming to transfer to four-year universities. Many Maryland colleges also offer merit-based scholarships specifically for international students, helping offset additional expenses.

International students should also budget for extra costs like health insurance (usually around $1,500 per year), visa fees, and living expenses, particularly in metropolitan areas like Baltimore or near Washington D.C.

Ready to Choose the Most Affordable College?

Selecting the right affordable college in Maryland involves more than comparing tuition rates. You should carefully evaluate financial aid packages, available scholarships, and total living expenses to ensure you make the best financial choice.

Maryland’s three-tier public higher education system—community colleges, state universities, and research institutions—offers different advantages based on your career goals:

• Community colleges are ideal if you want to minimize costs early and transfer to a four-year institution.
• State universities like Towson or Frostburg offer affordable tuition and strong career-oriented programs.
• Research universities like the University of Maryland provide top-tier education, research opportunities, and extensive alumni networks at slightly higher costs.

Review scholarship options, accreditation status, and job placement services. Consider how factors like housing, transportation, and location-specific living costs in regions like Baltimore or Annapolis can significantly impact your total expenses.

FAQs

What’s the lowest tuition in Maryland?

Morgan State University offers one of Maryland’s most affordable tuition rates, with in-state students paying around $5,474 per year. Other public universities, such as Coppin State University and Frostburg State University, also provide competitive tuition rates under $8,000 per year.

Which Maryland regions have the most affordable colleges?

Affordable colleges are spread across Maryland, but many of the lowest-cost institutions are found in Baltimore and western Maryland. Schools like Morgan State University and Coppin State University in Baltimore offer low in-state tuition, while Frostburg State University provides an affordable option for students in western Maryland.

What admission requirements do affordable colleges in Maryland need?

Most public colleges in Maryland require a high school diploma or GED, standardized test scores (SAT/ACT may be optional), and proof of residency for in-state tuition. Some institutions also ask for recommendation letters, personal statements, or minimum GPA requirements. Community colleges generally have open admissions policies, making them more accessible.

Are Maryland community colleges worth considering?

Yes, Maryland’s community colleges provide a cost-effective way to earn college credits before transferring to a four-year university. Many schools, such as Montgomery College and Anne Arundel Community College, have transfer agreements with public universities, allowing students to save on tuition while completing general education requirements.

What programs are available at affordable Maryland colleges?

Maryland’s affordable colleges offer a wide range of programs, including business, healthcare, cybersecurity, education, and engineering. The University of Maryland Global Campus specializes in IT and cybersecurity, while Coppin State University and Frostburg State University provide strong nursing and business programs. Many institutions also offer online degree options for added flexibility.