10 Most Affordable Colleges in Texas

Higher education is becoming increasingly expensive across the U.S., but Texas is a state that offers affordable options without compromising academic quality. With strong state funding and a diverse mix of public universities, community colleges, and online programs, students in Texas can earn degrees at a lower cost than in many other states.

Texas has some of the fastest-growing industries, including technology, healthcare, energy, and aerospace. Many of the state’s affordable colleges have strong connections to these industries, offering internships, research opportunities, and career pathways that make degrees even more valuable.

This guide explores ten of the most affordable online colleges in Texas, providing insight into tuition rates, financial aid options, and academic programs to help students make informed decisions about their education. Texas has plenty of cost-effective options if you’re looking for an in-person, hybrid, or online learning experience.

Why You Should Get a Degree in Texas

Texas offers some of the lowest tuition rates in the country, particularly for in-state students. Many public universities and state colleges receive strong government support, keeping tuition costs manageable while still providing high-quality education. Programs like the Texas Grant and tuition exemptions for qualifying students further reduce the financial burden.

Beyond affordability, Texas has a booming job market with opportunities in technology, healthcare, business, and engineering. Major corporations like Tesla, Dell, and ExxonMobil have headquarters or large offices in the state, providing students with access to internships and job placements right after graduation.

The state’s universities also provide diverse academic programs and research opportunities. Whether you’re interested in STEM fields, business, or liberal arts, Texas colleges offer strong academic programs backed by industry connections and cutting-edge facilities.

How Does the University of the People Compare with the Most Affordable Colleges in Texas?

The University of the People (UoPeople) provides a tuition-free alternative to Texas’s affordable public colleges, which already offer low in-state tuition and strong financial aid. While UoPeople eliminates tuition costs, Texas colleges provide regional accreditation, campus resources, and direct industry connections that can enhance career opportunities.

Both options cater to different student needs—UoPeople is ideal for students seeking a fully online, low-cost degree, while Texas colleges offer structured programs with in-person networking and career support.

Tuition-Free Studies

UoPeople charges no tuition but requires assessment fees per course. Texas public colleges charge between $3,000 and $7,000 per semester, though financial aid programs like the Texas Grant can significantly lower costs.

Accreditation

UoPeople is accredited by the Western Association of Schools and Colleges (WASC), the same agency that accredits Stanford and UC Berkeley. UoPeople is also accredited by the Distance Education Accrediting Commission (DEAC). Texas public colleges hold regional accreditation from the Southern Association of Colleges and Schools Commission on Colleges (SACSCOC).

100% Online Degree Programs

UoPeople offers fully online degrees in business, computer science, health science, and education. Texas colleges also provide online programs, though some require hybrid or in-person coursework.

Flexible Schedule

UoPeople’s asynchronous courses allow students to study at their own pace. Texas colleges follow semester schedules with set deadlines and live virtual classes, offering more structured learning experiences.

10 Cheapest Online Colleges in Texas

Texas offers some of the most affordable online college options in the U.S., with in-state tuition rates significantly lower than the national average. Many of these institutions provide strong online and hybrid learning options, allowing students to balance education with work or personal commitments.

Here are five of the most affordable online colleges in Texas. Each offers competitive tuition rates, quality academic programs, and strong career support.

Texas A&M University

Texas A&M University (TAMU) is one of the state’s most recognized institutions. It combines academic excellence with affordability and offers several fully online and hybrid degree programs designed for flexibility while maintaining rigorous academic standards.

Main Courses

• Engineering – Mechanical, civil, and petroleum engineering programs with virtual lab components.
• Agriculture – Programs in agribusiness, plant sciences, and food safety.

Pros

• Strong industry partnerships with Texas-based employers.
• Hybrid learning model for students needing both online and hands-on experience.

Cons

• Limited online lab simulation options for technical programs.

Average Annual In-State Tuition

$4,790/year  for undergraduates, $3,630/year  for graduate students—one of the lowest tuition rates for a major public university in Texas.

Angelo State University

Angelo State University (ASU) offers a broad range of affordable degree programs, particularly in healthcare and education. Its flexible online learning options cater to working students and those needing a self-paced curriculum.

Main Courses

• Nursing – RN-to-BSN and MSN programs for aspiring healthcare professionals.
• Education – Teacher certification programs with online coursework.
• Security Studies – Homeland security and cyber security programs.

Pros

• Strong virtual learning support and 24/7 online resources.
• Flexible course scheduling to accommodate different learning needs.

Cons

• Limited synchronous interaction for students who prefer live virtual classes.

Average Annual In-State Tuition

$5,619/year for undergraduates, $4,181/year for graduate students—making it a budget-friendly option for Texas residents.

The University of Texas of the Permian Basin

The University of Texas of the Permian Basin (UTPB) is a standout choice for students interested in Texas’s thriving energy sector. With several industry-connected programs, UTPB offers affordable and career-focused education.

Main Courses

• Petroleum Engineering – Industry-aligned curriculum focused on oil and gas production.
• Business – Programs in finance, accounting, and management.

Pros

• Strong connections with Texas’s energy industry.
• Affordable tuition for a UT System school.

Cons

• Limited hands-on lab experience for online engineering students.

Average Annual In-State Tuition

$6,692/year for undergraduates, $4,984/year for graduate students—providing exceptional value for students pursuing careers in Texas’s core industries.

Lamar University

Lamar University (LU) is a leader in digital education, offering extensive online programs designed to provide students with flexibility while maintaining academic rigor.

Main Courses

• Engineering – Electrical, civil, and industrial engineering programs.
• Education – Teacher preparation and leadership programs.

Pros

• Advanced digital learning platform with interactive course materials.
• Strong career placement services and networking opportunities.

Cons

• Virtual team projects can present challenges for students in group-based coursework.

Average Annual In-State Tuition

$6,228/year for undergraduates, $6,471/year for graduate students—one of the most cost-effective options for students pursuing technical and professional degrees.

Texas Woman’s University

Texas Woman’s University (TWU) offers high-quality online programs, specializing in healthcare, education, and business. While historically a women’s institution, TWU is now open to all students and maintains a strong commitment to leadership and professional development.

Main Courses

• Nursing – BSN and MSN programs with online coursework.
• Education – Graduate and undergraduate teacher training programs.
• Healthcare Administration – Focuses on leadership roles in hospitals and clinics.

Pros

• Strong support systems, including mentorship programs and career development resources.
• Nationally recognized for nursing and healthcare education.

Cons

• Online students miss out on the unique campus culture that supports women’s leadership initiatives.

Average Annual In-State Tuition

$7,140/year for undergraduates, $5,112/year for graduate students—making TWU one of the most affordable universities in Texas for healthcare and education degrees.

Sam Houston State University

Sam Houston State University (SHSU) is well-known for its criminal justice and business programs, with a strong online presence that allows students to earn degrees with maximum flexibility.

Main Courses

• Criminal Justice – One of the most recognized programs in Texas, preparing students for law enforcement and legal careers.
• Business Administration – Includes finance, marketing, and management specializations.

Pros

• Award-winning online teaching methodologies.
• Strong alumni network with job placement assistance.

Cons

• Limited networking opportunities for fully online students.

Average Annual In-State Tuition

$7,320/year for undergraduates, $5,765/year for graduate students—making it a cost-effective option for students pursuing business or criminal justice degrees.

University of North Texas

University of North Texas (UNT) is a leader in online education, offering one of the most advanced virtual learning platforms in the state. It provides extensive programs in business, IT, and liberal arts.

Main Courses

• Business – MBA and BBA programs designed for online learners.
• Information Technology – Cybersecurity, data analytics, and IT management.

Pros

• Cutting-edge online learning technology and student support.
• Extensive career services, including job placement programs.

Cons

• Asynchronous courses require strong self-discipline.

Average Annual In-State Tuition

$8,404/year for undergraduates, $6,350/year for graduate students—providing affordable access to one of Texas’s largest public universities.

The University of Texas at El Paso

The University of Texas at El Paso (UTEP) is a bilingual and multicultural university with strong online programs tailored for working professionals.

Main Courses

• Engineering – Specializes in electrical and mechanical engineering.
• Healthcare – Includes nursing and public health programs.

Pros

• Bilingual support services for Spanish-speaking students.
• Strong focus on cross-border education and research.

Cons

• Time zone challenges for international online students.

Average Annual In-State Tuition

$7,704/year for undergraduates, $5,865/year for graduate students—making it an affordable option for students seeking bilingual education and global career opportunities.

Texas Tech University

Texas Tech University (TTU) is a nationally recognized institution with a strong reputation for online learning, particularly in technical and research-driven fields.

Main Courses

• Engineering – Offers mechanical, civil, and electrical engineering programs online.
• Agriculture – Specializes in agribusiness and environmental science.

Pros

• Advanced online research capabilities.
• Strong industry partnerships in agriculture and engineering.

Cons

• Virtual laboratory experiences may be limited for science and engineering students.

Average Annual In-State Tuition

$8,394/year for undergraduates, $6,956/year for graduate students—making it an excellent value for students seeking high-tech or research-driven degrees.

Stephen F. Austin State University

Stephen F. Austin State University (SFA) offers personalized online learning experiences, focusing on small class sizes and individualized instruction.

Main Courses

• Forestry – One of the few universities offering online forestry programs.
• Education – Teacher training and educational leadership programs.

Pros

• Small online class sizes ensure personalized attention.
• Strong support services for remote learners.

Cons

• Limited virtual social interaction and networking opportunities.

Average Annual In-State Tuition

$8,496/year for undergraduates, $5,626/year for graduate students—offering an affordable, student-focused education with specialized programs.

Key Requirements for Enrolling in Most Affordable Texas Colleges

Texas colleges have specific admission requirements that balance accessibility with academic rigor. Understanding these requirements can help students streamline their application process and maximize financial aid opportunities.

High School GPA

Most affordable Texas colleges require a minimum GPA between 2.0 and 3.0 for standard admission. Some institutions offer provisional acceptance for students who do not meet these requirements, allowing them to enroll in remedial coursework before progressing to a degree program.

SAT/ACT Scores

Many Texas colleges have adopted test-optional policies, meaning SAT/ACT scores are not required for admission. However, strong test scores (typically 950–1150 SAT or 18–24 ACT) can help students qualify for merit-based scholarships and improve their chances of acceptance into competitive programs.

English Language Requirements

International students and non-native English speakers must demonstrate English proficiency through standardized tests such as:

• TOEFL (minimum score: 79 iBT)
• IELTS (minimum score: 6.5)
• Duolingo English Test (accepted at select institutions)

Proof of Texas Residency

Students applying for in-state tuition rates must provide documentation proving 12 months of continuous residency in Texas. Acceptable documents include:

• Texas high school transcripts
• State-issued ID or driver’s license
• Texas voter registration
• Lease agreements or utility bills in the student’s name

How Do Texas College Costs Compare to National Averages?

Texas offers some of the most affordable college tuition rates in the U.S., particularly for in-state students. Public universities in Texas charge significantly lower tuition than many states, making higher education more accessible.

• Texas public university tuition averages: $6,000–$9,000 per year for in-state students.
• National public university average tuition: $11,900 per year.

Many Texas college towns also have lower costs of living, with expenses such as housing, food, and transportation averaging 10–25% less than in coastal states. However, costs in major metro areas like Austin, Dallas, and Houston can be higher due to increased demand for housing.

Financial aid programs, including Texas Grant, Texas Educational Opportunity Grant, and institutional scholarships, further reduce costs for eligible students, allowing many to graduate with less student debt than their counterparts in other states.

What Are the Tuition Fees for International Students at Cheap Texas Colleges?

International students in Texas pay higher tuition rates than in-state residents, but costs remain competitive compared to private universities and institutions in other states. Many affordable Texas colleges offer scholarships and financial aid to help international students manage their expenses.

• Texas community colleges: $8,000–$12,000 per year
• Public universities: $12,000–$25,000 per year
• Private universities: $30,000+ per year

In addition to tuition, international students must budget for:

• Health insurance: $1,500–$3,000 per year (mandatory for most schools)
• SEVIS fee: $350 (paid before applying for a U.S. student visa)
• Living expenses: $12,000–$20,000 per year (varies by location)

Many Texas colleges support international students with merit-based scholarships, work-study programs, and payment plans to help offset costs. Institutions like The University of Texas at El Paso and Texas A&M International University offer specific funding opportunities for international students.

Ready to Choose the Most Affordable College?

Finding the right affordable college in Texas requires more than just comparing tuition costs. Students should evaluate:

• Financial aid availability (grants, scholarships, tuition assistance programs)
• Cost of living in different regions (major cities vs. smaller college towns)
• Program specializations and career outcomes
• Online vs. in-person learning flexibility
• Transfer pathways from community colleges to universities

For students prioritizing maximum affordability, tuition-free options like University of the People offer fully online degrees with minimal costs. Meanwhile, Texas public colleges provide low tuition rates while maintaining strong employer connections, career services, and research opportunities.

Prospective students should research admission deadlines, financial aid programs, and degree requirements early to maximize savings and ensure a smooth enrollment process.

FAQs

Which Texas college has the lowest tuition rates?

Texas A&M International University and Texas Southmost College offer some of the lowest in-state tuition rates, starting around $3,000–$5,000 per year for residents. Community colleges, such as Lone Star College, also provide highly affordable options.

Do affordable Texas colleges offer quality education programs?

Yes, many of Texas’s most affordable colleges maintain strong academic programs, industry partnerships, and regional accreditation. Schools like Sam Houston State University and Texas Woman’s University offer recognized degrees in healthcare, business, education, and STEM fields.

Do affordable Texas colleges offer accelerated degree programs?

Some Texas colleges provide fast-track programs, allowing students to earn a bachelor’s degree in three years or an associate degree in 12–18 months. Schools like The University of Texas of the Permian Basin and Lamar University offer accelerated online courses for flexible learning.

Do affordable Texas colleges offer online degree programs?

Yes, most Texas colleges have extensive online programs. Schools like University of North Texas and Texas Tech University offer fully online degrees in business, engineering, healthcare, and IT, with flexible schedules for working students.